BDO Credit Card Fees — A Guide on Charges Cardholders Must Be Aware Of

BDO CREDIT CARD FEES – Here is a guide on the charges that credit cardholders of BDO Unibank must be aware of based on the type of card.

Are you in search of a trusted entity where you may apply for a credit card? In the Philippines, one of the reputable credit card providers that is in the service of the Filipino people for decades now is the BDO Unibank.

BDO Unibank was founded in 1976. Its headquarter is in Mandaluyong. It is a member of the SM Group that is why there are bank branches in the SM shopping malls throughout the nation.

Through the years, BDO has continually grew its offers which now encompass different deposit accounts, credit cards, loans, investment products, insurance policies, and a lot more finance products and services. It has several credit card offers.

The BDO credit cards include Mastercards, Visa cards, American Express® cards, JCB cards, UnionPay cards, and Diners Club cards. They all come with excellent features that you can check one-by-one after seeing the membership fees set under each.

Truth be told that one of the main considerations in applying for a credit card offer are the fees that you have to pay for a continued access to its benefits and features. One of these is the membership fee which can either be charged monthly or annually.

It is also a wise move to check the other BDO credit card fees listed below before going through the features of the individual offers of the bank.

• Principal Card Membership Fee — Php 150 / month
• Supplementary Membership Fee — Php 75 / month

• Principal Card Membership Fee — Php 150 / month
• Supplementary Membership Fee — Php 75 / month

• Principal Card Membership Fee — Php 200 / month
• Supplementary Membership Fee — Php 100 / month

• Principal Card Membership Fee — Php 150 / month
• Supplementary Membership Fee — Php 75 / month

• Principal Card Membership Fee — Php 200 / month
• Supplementary Membership Fee — Php 100 / month

• Principal Card Membership Fee — Php 150 / month
• Supplementary Membership Fee — Php 75 / month

BDO Visa Gold

• Principal Card Membership Fee — Php 200 / month
• Supplementary Membership Fee — Php 100 / month

The BDO credit card fees include the charges for certain transactions related to your card which cardholders must be aware of. Some of the fees are charges on a “per transaction” basis thus it is essential to be aware of them.

Here is a guide on the BDO credit card fees that are implemented in uniform among the cardholders of the different types of credit cards offered by the bank:

• Monthly Interest Rate — 3.00%
• Installment Availment Fee:
  • Cash Installment transaction — Php 200
  • Balance Transfer transaction — Php 250
  • Balance Convert Peso transaction — Php 250
  • Balance Convert Dollar transaction — US$10
  • Purchase Convert Peso transaction — Php 100
  • Purchase Convert Dollar transaction — US$5
  • For Local Transactions — Php 300
  • For International Transactions — Php 500
  • Cross Border Fee — 1% (except 0.80% for retail transactions and 0.50% for Cash Advance for UnionPay
  • Foreign Exchange Conversion Fee — 1.5%

  In applying for each credit card offer of BDO Unibank, there is a set of the eligibility requirements that the applicant must meet and the documentary requirements to submit. You can find it when checking the individual credit card offers mentioned above.